According to a press release out today FinanceIt, has raised a $13 million Series A financing.

The company owns the domain name Financeit.ca “which is today a Canada-only play”.

The domain name Financeit.com is owned by a US company evenmoney.com

The press release goes on to say that they money will help the company expand to the United States, starting in 2014.

I guess they are going to go with the .Ca to do business in the United States.

As a company, FinanceIt offers a very interesting service: If you sell stuff, it will finance your customer’s purchase of said stuff, charging you nothing for the help. Naturally, FinanceIt charges a firm, but not eye-popping interest rate on the loans, making its coin from the consumer, and not the business.

For the small or medium-sized company that can’t afford, or simply doesn’t know how to set up its own financing programs, it could be a neat fit.

Consumers have their credit score checked inside your store, plans are displayed on a mobile device (No payments 6 months, etc), and are executed. The consumer goes further into debt, and the business is paid within a day. In, out, done. It’s slick, if almost dangerous in how it allows consumers to borrow up to $50,000 in a flash.

Interest rates for the consumer begin at 6.99%, and can run as high as 12.99% if your credit is suck. You can’t borrow less than $500. And yes, you can use the service to cover medical bills, provided that your medical installation is a FinanceIt customer.

Cheap credit fast for small businesses using a neat, if not terribly complex technology stack.

Coming soon to the United States.